SBI Card PRIME
SBI About This Card
SBI Card PRIME is a mid-tier premium card with solid 5X rewards on dining, groceries and movies. The welcome vouchers worth ₹3,000 effectively make the first year free. Decent choice for SBI customers, but HDFC Regalia Gold offers better overall value.
Pros & Cons
Pros
- Good dining rewards (5X)
- Strong 5X earn on dining, groceries, movies
- 8+4 lounge visits
- ₹3K welcome vouchers
Cons
- 0.5% base rate is poor
- SBI reward redemption is clunky
- ₹3L waiver is moderate
- Lags behind HDFC/Axis at same tier
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 5X on dining, departmental stores, movies
- 3.5% forex markup (SBI Card standard)
- Complimentary Dineout Plus membership
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