Uni Pay 1/3rd Card
Uni About This Card
The Uni Pay 1/3rd Card is a cashback credit card from Uni with lifetime free. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include fuel surcharge waiver. Best suited for cashback seekers and first-time card users.
Pros & Cons
Pros
- No annual or joining fee
- Competitive 1.0% reward rate
- Fuel surcharge waiver saves on petrol/diesel
- Easy EMI conversion on purchases
Cons
- 3.5% forex markup is above average
- No complimentary lounge access
Fee Details
Reward Structure
Lounge Access
Key Highlights
- Lifetime free — zero annual fee
- Up to 5.0% rewards on accelerated categories
- Fuel surcharge waiver at all pumps
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