Best Travel Credit Cards in India
Updated March 2026 · 82 cards evaluated
A travel credit card should do three things well: earn miles or rewards on travel bookings, give you lounge access, and save on forex markup.
Quick Answer
The best card in this category is HDFC Diners Club Black (Score: 9.1/10) — ₹10,000/year, up to 33% rewards. Runner-up: IDFC FIRST Diamond Reserve Credit Card (9.0/10).
HDFC · ₹10,000/yr · Up to 33% rewards
1.99% forex · No lounge · 33% max rewards
IDFC FIRST · ₹3,000/yr · Up to 10% rewards
Zero forex · 8 lounges · 10% max rewards
AU Small Finance Bank · Lifetime Free · Up to 5% rewards
Zero forex · 8 lounges · 5% max rewards
HDFC · ₹10,000/yr · Up to 33% rewards
2% forex · No lounge · 33% max rewards
Kotak · ₹25,000/yr · Up to 10% rewards
Zero forex · Unlimited lounges · 10% max rewards
American Express · ₹66,000/yr · Up to 7.5% rewards
3.5% forex · No lounge · 7.5% max rewards
DBS · ₹50,000/yr · Up to 4% rewards
1.75% forex · No lounge · 4% max rewards
Federal Bank · Lifetime Free · Up to 10% rewards
Zero forex · No lounge · 10% max rewards
HDFC · ₹2,500/yr · Up to 3.3% rewards
2% forex · 8 lounges · 3.3% max rewards
How We Ranked These Cards
We evaluated 82 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by overall CardTrail Score. All data is from official bank sources, verified March 2026.