Best SBI Credit Cards Ranked
Updated March 2026 · 28 cards evaluated
SBI Card is India's largest pure-play card issuer. Here's every SBI card ranked by CardTrail Score.
Quick Answer
The best card in this category is Titan SBI Credit Card (Score: 8.8/10) — ₹2,999/year, up to 7.5% rewards. Runner-up: SBI Card PRIME (8.6/10).
SBI · ₹2,999/yr · Up to 7.5% rewards
Annual fee ₹2,999 (waiver: Spend ₹3L/year)
SBI · ₹2,999/yr · Up to 5% rewards
5X on dining, departmental stores, movies
SBI · ₹4,999/yr · Up to 5% rewards
Annual fee ₹4,999 (waiver: Spend ₹5L/year)
SBI · ₹2,999/yr · Up to 2.5% rewards
Annual fee ₹2,999 (waiver: Spend ₹3L/year)
SBI · ₹9,999/yr · Up to 3% rewards
Annual fee ₹9,999 (waiver: Spend ₹10L/year)
SBI · ₹4,999/yr · Up to 5% rewards
Annual fee ₹4,999 (waiver: Rs. 10 lakhs annual spends)
SBI · ₹4,999/yr · Up to 5% rewards
Annual fee ₹4,999 (waiver: Spend ₹5L/year)
SBI · ₹1,499/yr · Up to 2% rewards
Annual fee ₹1,499 (waiver: Annual fee reversal on spending Rs. 2 lakh or more in a year)
SBI · ₹1,499/yr · Up to 10% rewards
Annual fee ₹1,499 (waiver: Rs.2 lakh annual spend)
How We Ranked These Cards
We evaluated 28 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by overall CardTrail Score. All data is from official bank sources, verified March 2026.