Best Credit Cards for Fuel in India
Updated March 2026 · 10 cards evaluated
Fuel surcharge waiver alone saves ₹500-1,000 per year. Add fuel-specific rewards and these cards can cut your petrol bill significantly.
Quick Answer
The best card in this category is IndianOil RBL Bank XTRA Credit Card (Score: 7.6/10) — ₹1,500/year, up to 8.5% rewards. Runner-up: Indian Oil HDFC Credit Card (7.2/10).
RBL · ₹1,500/yr · Up to 8.5% rewards
Fuel surcharge waiver included · 1% base rewards
HDFC · ₹500/yr · Up to 5% rewards
Fuel surcharge waiver included · 0.67% base rewards
ICICI · ₹199/yr · Up to 4% rewards
Fuel surcharge waiver included · 0.5% base rewards
Kotak · ₹449/yr · Up to 5% rewards
Fuel surcharge waiver included · 0.5% base rewards
IDFC FIRST · ₹499/yr · Up to 3% rewards
Fuel surcharge waiver included · 0.5% base rewards
SBI · ₹499/yr · Up to 4.7% rewards
Fuel surcharge waiver included · 0.5% base rewards
Axis · ₹500/yr · Up to 4% rewards
Fuel surcharge waiver included · 0.5% base rewards
ICICI · ₹500/yr · Up to 5% rewards
Fuel surcharge waiver included · 0.5% base rewards
SBI · ₹1,499/yr · Up to 6.25% rewards
Fuel surcharge waiver included · 0.25% base rewards
Axis · ₹500/yr · Up to 4% rewards
Fuel surcharge waiver included · 0.2% base rewards
How We Ranked These Cards
We evaluated 10 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by relevance. All data is from official bank sources, verified March 2026.