AU SPONT vs Jupiter Edge CSB
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
AU SPONT Credit Card wins 3 of 8 dimensions with a CardTrail Score of 7.2/10 vs 7.0/10.
| Feature | AU SPONT | Jupiter Edge CSB |
|---|---|---|
| CardTrail Score | 7.2/10 | 7.0/10 |
| Annual Fee | ₹299 | Free |
| Base Reward Rate | 1% | 0.4% |
| Max Reward Rate | 1% | 2% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 2 | 1 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | RuPay | RuPay |
When to Choose AU SPONT
- Airport lounge access matters — 2 domestic visits
- Your primary spend is: upi, cashback, everyday
When to Choose Jupiter Edge CSB
- You want a lifetime free card with zero annual cost
- You want higher rewards — up to 2% vs 1%
- Your primary spend is: upi, cashback, no-fee
Annual Fee Value Analysis
To break even on AU SPONT's ₹299 fee at 1% rewards, spend ₹2,492/month.
Jupiter Edge CSB is lifetime free — no break-even needed.