Jupiter Edge CSB Credit Card credit card
Cashback

Jupiter Edge CSB Credit Card

Jupiter logo Jupiter
7.0
CardTrail Score
Very Good
out of 10
Net Value
7.8
Accessibility
10.0
Feature Depth
5.5
Bank Trust
5.0
How we score →
Annual Fee
Free
Lifetime free (first 200,000 users)
Forex Markup
3.5%
Reward Rate
0.4%
Up to 2%
Lounge Access
1
domestic | 0 intl

About This Card

Jupiter Edge CSB is a lifetime free RuPay credit card offering 2% cashback on a user-selected category (shopping, travel, or dining) and 0.4% on everything else. Designed for UPI-first users, it's a solid no-fee option from the Jupiter fintech ecosystem.

Pros & Cons

Pros

  • Lifetime free — zero joining and annual fee
  • 2% cashback on user-selected accelerated category
  • RuPay UPI integration for seamless payments
  • 1% fuel surcharge waiver up to Rs 250/month

Cons

  • Low 0.4% base cashback on non-accelerated spends
  • Low Jewel redemption value (1 Jewel = Rs 0.20)
  • Lounge access requires Rs 50K spend in 3 months
  • Only 4 lounge visits max per year

Fee Details

Annual Fee
Free
Joining Fee
Free
Fee Waiver Condition
Lifetime free (first 200,000 users)
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.4%
Max Rate
2%
Currency
Jewels (1 Jewel = Rs 0.20)
Welcome Bonus
Rs 250 voucher on first UPI transaction of Rs 2,000+

Lounge Access

Domestic Lounges
1
per quarter
International Lounges
0
Spend Gate Required
You must spend ₹50,000 per quarter to activate lounge access.

Key Highlights

  • Lifetime free RuPay UPI credit card
  • 2% cashback on chosen accelerated category (shopping/travel/dining)
  • 0.4% cashback on all other spends
  • Category changeable every 3 billing cycles

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Quick Summary

Best For
upi cashback
Annual Fee Free
Base Reward 0.4%
Max Reward 2%
Forex Markup 3.5%
Network RuPay
Min Income No minimum

CardTrail Score

7.0
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

upi cashback no fee

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