HSBC TravelOne Credit Card
HSBC About This Card
HSBC TravelOne is a powerful travel rewards card with a flat 4% reward rate on all spends and 1:1 transfer to 20+ airline and hotel partners. The 6 domestic + 4 international lounge visits add significant value for frequent travelers.
Pros & Cons
Pros
- 4% flat reward rate across all spends — best in class
- 1:1 reward point transfer to 20+ hotel & airline partners
- 6 domestic + 4 international lounge visits
- Annual fee waived at Rs 8L spend
Cons
- Rs 4,999 + GST annual fee
- 3.5% forex markup negates international rewards value
- 10,000 bonus RP milestone requires Rs 12L annual spend
- No fuel surcharge waiver
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 4 Reward Points per Rs 100 on all spends (4% reward rate)
- 1:1 transfer to 20+ airline & hotel partners
- 6 domestic + 4 international lounge visits per year
- 15% discount on Yatra, EaseMyTrip, Paytm Travel, Cleartrip
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Active Offers (1)
All offers2X reward points on international spends
Earn double reward points on all international transactions with HSBC credit cards. Points transferable to airline miles.
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