HSBC Taj Credit Card
About This Card
The HSBC Taj Credit Card is India's most premium co-branded hotel card at Rs 1.1L+GST annual fee. It delivers 2 complimentary Taj hotel nights, a Palace stay, Taj InnerCircle Platinum membership, and exclusive Chambers Lounge access — purely for Taj loyalists.
Pros & Cons
Pros
- Complimentary Taj Palace stay on activation
- 2 annual complimentary nights at Taj hotels with breakfast
- Exclusive Chambers Lounge access (12 visits/year)
- Zero forex markup for international transactions
Cons
- Rs 1.1L + GST annual fee — India's most expensive credit card
- Requires Rs 40L+ annual income (salaried)
- Benefits heavily tied to Taj hotel ecosystem
- Available only in select cities
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 2 complimentary one-night Taj hotel stays with breakfast annually
- Taj InnerCircle Platinum NeuPass membership included
- 12 visits to The Chambers Lounge per year
- 5 RP per Rs 100 at Taj properties (1.5 RP = Rs 1)
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Active Offers (1)
All offers2X reward points on international spends
Earn double reward points on all international transactions with HSBC credit cards. Points transferable to airline miles.
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