Best ICICI Credit Cards Ranked
Updated March 2026 · 20 cards evaluated
ICICI Bank offers 20+ credit cards from the viral Amazon Pay card to the invite-only Emeralde. Here's how they stack up.
Quick Answer
The best card in this category is ICICI Emeralde (Score: 8.7/10) — ₹12,000/year, up to 4% rewards. Runner-up: ICICI Times Black Credit Card (8.6/10).
ICICI · ₹20,000/yr · Up to 2.5% rewards
Annual fee ₹750 (waiver: Spend ₹1.5L/year)
ICICI · ₹500/yr · Up to 10% rewards
10 Reward Points per Rs 100 on CSK match days
ICICI · ₹999/yr · Up to 6% rewards
Annual fee ₹500 (waiver: Spend ₹2L/year)
ICICI · ₹10,000/yr · Up to 2.5% rewards
Up to 2.5% Skywards Miles on all purchases
ICICI · ₹5,000/yr · Up to 7% rewards
Annual fee ₹5,000 (waiver: Spend ₹5L/year)
ICICI · ₹750/yr · Up to 3% rewards
Annual fee ₹750 (waiver: Spend ₹1L/year)
ICICI · Lifetime Free · Up to 5% rewards
5% back on Amazon for Prime members
ICICI · ₹499/yr · Up to 3% rewards
Customizable card design from 175+ options
ICICI · ₹5,000/yr · Up to 2% rewards
Up to 2 Skywards Miles per Rs 100 on most categories
How We Ranked These Cards
We evaluated 20 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by overall CardTrail Score. All data is from official bank sources, verified March 2026.