Best Credit Cards for Dining in India
Updated March 2026 · 32 cards evaluated
Food delivery and dining out are where credit card rewards shine brightest in India. These cards give you the most back on every order.
Quick Answer
The best card in this category is HDFC Diners Club Black (Score: 9.1/10) — ₹10,000/year, up to 33% rewards. Runner-up: HDFC Regalia (8.3/10).
HDFC · ₹10,000/yr · Up to 33% rewards
Up to 33% back on travel, luxury, dining
HDFC · ₹1,000/yr · Up to 10% rewards
Up to 10% back on travel, lounge, dining
IndusInd · ₹2,999/yr · Up to 10% rewards
Up to 10% back on dining, entertainment, movies
Kotak · ₹25,000/yr · Up to 10% rewards
Up to 10% back on travel, dining
HDFC · ₹4,500/yr · Up to 7% rewards
Up to 7% back on shopping, lifestyle, lounge
Axis · Lifetime Free · Up to 5% rewards
Up to 5% back on shopping, lifestyle
AU Small Finance Bank · ₹999/yr · Up to 5% rewards
Up to 5% back on travel, dining, rewards
HDFC · ₹1,000/yr · Up to 5% rewards
Up to 5% back on dining, beginner
AU Small Finance Bank · ₹2,999/yr · Up to 5% rewards
Up to 5% back on travel, dining
How We Ranked These Cards
We evaluated 32 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by maximum reward rate. All data is from official bank sources, verified March 2026.