IndusInd Bank Platinum Aura Edge vs Standard Chartered Manhattan Platinum

Full side-by-side comparison based on verified card data. Updated April 2026.

Quick Verdict

Standard Chartered Manhattan Platinum Credit Card wins 3 of 8 dimensions with a CardTrail Score of 7.3/10 vs 6.0/10.

Feature IndusInd Bank Platinum Aura Edge Standard Chartered Manhattan Platinum
CardTrail Score 6.0/10 7.3/10
Annual Fee Free ₹999
Base Reward Rate 0.2% 1%
Max Reward Rate 3.2% 5%
Forex Markup 3.5% 3.5%
Domestic Lounges 0 0
International Lounges 0 0
Fuel Surcharge Waiver Yes Yes
Network Visa Mastercard

When to Choose IndusInd Bank Platinum Aura Edge

  • You want a lifetime free card with zero annual cost
  • Your primary spend is: cashback, shopping

When to Choose Standard Chartered Manhattan Platinum

  • You can meet the fee waiver condition: Spend ₹1.2L/year
  • You want higher rewards — up to 5% vs 3.2%
  • Your primary spend is: cashback, shopping

Annual Fee Value Analysis

To break even on Standard Chartered Manhattan Platinum's ₹999 fee at 1% rewards, spend ₹8,325/month.

IndusInd Bank Platinum Aura Edge is lifetime free — no break-even needed.