SBI Flipkart vs Standard Chartered Manhattan Platinum
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
Both cards score 7.3/10 — your spending pattern decides the winner.
| Feature | SBI Flipkart | Standard Chartered Manhattan Platinum |
|---|---|---|
| CardTrail Score | 7.3/10 | 7.3/10 |
| Annual Fee | ₹500 | ₹999 |
| Base Reward Rate | 1% | 1% |
| Max Reward Rate | 5% | 5% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 0 | 0 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa | Mastercard |
When to Choose SBI Flipkart
- You can meet the fee waiver condition: 350000
- Your primary spend is: shopping, cashback
When to Choose Standard Chartered Manhattan Platinum
- You can meet the fee waiver condition: Spend ₹1.2L/year
- Your primary spend is: cashback, shopping
Annual Fee Value Analysis
To break even on SBI Flipkart's ₹500 fee at 1% rewards, spend ₹4,167/month.
To break even on Standard Chartered Manhattan Platinum's ₹999 fee at 1% rewards, spend ₹8,325/month.