IndiGo Kotak 6E Rewards vs Myntra Kotak
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
Myntra Kotak Credit Card wins 5 of 8 dimensions with a CardTrail Score of 7.8/10 vs 6.6/10.
| Feature | IndiGo Kotak 6E Rewards | Myntra Kotak |
|---|---|---|
| CardTrail Score | 6.6/10 | 7.8/10 |
| Annual Fee | ₹700 | ₹500 |
| Base Reward Rate | 1% | 1.25% |
| Max Reward Rate | 3% | 7.5% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 0 | 1 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa | Visa |
When to Choose Myntra Kotak
- You can meet the fee waiver condition: Spending Rs. 2 lakh in a year
- You want higher rewards — up to 7.5% vs 3%
- Airport lounge access matters — 1 domestic visits
- Your primary spend is: shopping, cashback
Annual Fee Value Analysis
To break even on IndiGo Kotak 6E Rewards's ₹700 fee at 1% rewards, spend ₹5,833/month.
To break even on Myntra Kotak's ₹500 fee at 1.25% rewards, spend ₹3,333/month.