ICICI Manchester United Signature vs RBL Platinum Maxima
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
ICICI Manchester United Signature wins 3 of 8 dimensions with a CardTrail Score of 7.6/10 vs 6.5/10.
| Feature | ICICI Manchester United Signature | RBL Platinum Maxima |
|---|---|---|
| CardTrail Score | 7.6/10 | 6.5/10 |
| Annual Fee | ₹2,499 | ₹2,000 |
| Base Reward Rate | 0.5% | 0.5% |
| Max Reward Rate | 3% | 1.25% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 8 | 1 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Signature | Mastercard |
When to Choose ICICI Manchester United Signature
- You can meet the fee waiver condition: Spend ₹2.5L/year
- You want higher rewards — up to 3% vs 1.25%
- Airport lounge access matters — 8 domestic visits
- Your primary spend is: general, rewards, lounge
Annual Fee Value Analysis
To break even on ICICI Manchester United Signature's ₹2,499 fee at 0.5% rewards, spend ₹41,650/month.
To break even on RBL Platinum Maxima's ₹2,000 fee at 0.5% rewards, spend ₹33,333/month.