Bajaj Finserv RBL Bank SuperCard vs RBL ShopRite
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
RBL ShopRite Credit Card wins 3 of 8 dimensions with a CardTrail Score of 6.7/10 vs 6.1/10.
| Feature | Bajaj Finserv RBL Bank SuperCard | RBL ShopRite |
|---|---|---|
| CardTrail Score | 6.1/10 | 6.7/10 |
| Annual Fee | ₹999 | ₹500 |
| Base Reward Rate | 1% | 0.5% |
| Max Reward Rate | 2% | 5% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 0 | 0 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Mastercard | Mastercard |
When to Choose Bajaj Finserv RBL Bank SuperCard
- You can meet the fee waiver condition: Spend Rs 1L/year
- Your primary spend is: emi, cash-advance, bajaj
When to Choose RBL ShopRite
- You can meet the fee waiver condition: Spend ₹1.5L/year
- You want higher rewards — up to 5% vs 2%
- Your primary spend is: cashback, groceries
Annual Fee Value Analysis
To break even on Bajaj Finserv RBL Bank SuperCard's ₹999 fee at 1% rewards, spend ₹8,325/month.
To break even on RBL ShopRite's ₹500 fee at 0.5% rewards, spend ₹8,333/month.