AU Vetta vs DBS Vantage
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
AU Vetta Credit Card wins 5 of 8 dimensions with a CardTrail Score of 7.5/10 vs 8.7/10.
| Feature | AU Vetta | DBS Vantage |
|---|---|---|
| CardTrail Score | 7.5/10 | 8.7/10 |
| Annual Fee | ₹2,999 | ₹50,000 |
| Base Reward Rate | 1% | 2% |
| Max Reward Rate | 5% | 4% |
| Forex Markup | Zero | 1.75% |
| Domestic Lounges | 1 | -1 |
| International Lounges | 1 | -1 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Infinite | Visa |
When to Choose AU Vetta
- You can meet the fee waiver condition: Spend ₹1.5L/year
- You travel internationally — saves ₹1,750/year on ₹1L forex spend
- You want higher rewards — up to 5% vs 4%
- Airport lounge access matters — 1 domestic visits
When to Choose DBS Vantage
- You can meet the fee waiver condition: Spend Rs 10L/year
- Your primary spend is: travel, forex, premium
Forex Cost Comparison
On ₹1,00,000 annual international spending: AU Vetta costs ₹0 in forex fees vs DBS Vantage at ₹2,065. You save ₹2,065/year with AU Vetta.
Annual Fee Value Analysis
To break even on AU Vetta's ₹2,999 fee at 1% rewards, spend ₹24,992/month.
To break even on DBS Vantage's ₹50,000 fee at 2% rewards, spend ₹2,08,333/month.