Adani One ICICI Bank Platinum vs ICICI HPCL Super Saver
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
Adani One ICICI Bank Platinum wins 3 of 8 dimensions with a CardTrail Score of 8.0/10 vs 7.6/10.
| Feature | Adani One ICICI Bank Platinum | ICICI HPCL Super Saver |
|---|---|---|
| CardTrail Score | 8.0/10 | 7.6/10 |
| Annual Fee | ₹750 | ₹500 |
| Base Reward Rate | 1% | 0.5% |
| Max Reward Rate | 3% | 5% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 8 | 4 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Platinum | Visa |
When to Choose Adani One ICICI Bank Platinum
- You can meet the fee waiver condition: Spend ₹3L/year
- Airport lounge access matters — 8 domestic visits
- Your primary spend is: shopping, rewards
When to Choose ICICI HPCL Super Saver
- You can meet the fee waiver condition: Spend ₹1.5L/year
- You want higher rewards — up to 5% vs 3%
- Your primary spend is: fuel, cashback
Annual Fee Value Analysis
To break even on Adani One ICICI Bank Platinum's ₹750 fee at 1% rewards, spend ₹6,250/month.
To break even on ICICI HPCL Super Saver's ₹500 fee at 0.5% rewards, spend ₹8,333/month.