CardTrail Tools

Every credit card decision, answered with math. Free. No signup. No affiliate push.

Calculators

How much is your card's forex markup really costing you? Compare against zero-forex cards.

Is your card's annual fee justified? Find the exact spend level where it pays for itself.

What are your credit card reward points actually worth in rupees?

That "easy EMI" isn't free. See the true cost including interest and processing fees.

The real cost of paying only the minimum due. Most people are shocked by the number.

Carrying a balance? See exactly how much interest you'll pay and how to pay off faster.

Is your spending hurting your CIBIL score? Check your utilization ratio.

5 questions. One personalised recommendation backed by 240+ cards.

Enter your salary. See every card you're eligible for, sorted by value.

Dining? Travel? Fuel? Tell us your spending and we'll match you to the perfect card.

Never had a credit card? Find the best starter card for your situation.

Compare any two cards side by side -- fees, rewards, forex, lounges, everything.

Is your current card still the best option? Get a full health report.

Which cards give you lounge access? Compare 112+ cards with domestic and international access.

Ordering food? Filling fuel? Tell us where and we'll tell you which card wins.

All tools are free. No signup required. Data from 240+ Indian credit cards.