Swiggy Ornge HDFC Bank Credit Card
HDFC About This Card
The Swiggy Ornge HDFC Bank Credit Card offers a flat 5% cashback on both Swiggy and online merchant spends, plus a full 12-month Swiggy One membership. While the Swiggy cashback rate is lower than the base variant (5% vs 10%), the longer Swiggy One membership and lower fee waiver threshold make it a better choice for moderate spenders.
Pros & Cons
Pros
- 12-month Swiggy One membership (vs 3 months on base card)
- 5% cashback on both Swiggy and online merchants
- Lower fee waiver threshold at Rs 1.5L vs Rs 2L for base
- Golf benefits add lifestyle value
Cons
- Lower Swiggy cashback (5%) compared to base card (10%)
- No lounge access
- Minimum Rs 249 transaction required for 5% cashback
- No fuel surcharge waiver
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 5% cashback on Swiggy app spends (food, Instamart, Dineout) - min Rs 249 txn
- 5% cashback on online merchant spends
- 1% cashback on other categories
- 12-month complimentary Swiggy One membership
- Golf: 4 complimentary rounds + 12 lessons per year
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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