Swiggy HDFC Bank Credit Card
HDFC About This Card
The Swiggy HDFC Bank Credit Card is the base variant offering 10% cashback on Swiggy and 5% on online categories at just Rs 500/year. Cashback is capped per billing cycle, so heavy spenders should consider the BLCK variant. Includes surprising golf benefits. Best for moderate Swiggy users.
Pros & Cons
Pros
- 10% Swiggy cashback at just Rs 500 annual fee
- 5% on broad online shopping categories
- Golf benefits unusual at this price point
- Swiggy One membership as welcome benefit
Cons
- Strict cashback caps per billing cycle
- No lounge access
- No fuel surcharge waiver
- Rs 2L spend needed for fee waiver is high for a Rs 500 fee card
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 10% cashback on Swiggy App (food, Instamart, Dineout, Genie) - capped Rs 1,500/cycle
- 5% cashback on online categories (apparel, electronics, cabs, entertainment) - capped Rs 1,500/cycle
- 1% cashback on other spends (capped Rs 500/cycle)
- 3-month Swiggy One membership on activation
- Golf: 4 complimentary green fee rounds + 12 lessons/year
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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