Swiggy BLCK HDFC Bank Credit Card
HDFC About This Card
The Swiggy BLCK HDFC Bank Credit Card delivers 10% cashback on all Swiggy spends and 5% on major online merchants. The BLCK variant targets premium Swiggy users with complimentary membership and golf benefits. No lounge access, but the cashback rates on food delivery and online shopping are among the best.
Pros & Cons
Pros
- 10% Swiggy cashback is the highest available
- 5% on major online merchants (Amazon, Flipkart, Myntra)
- Golf benefits add lifestyle value
- Renewal fee waivable at Rs 2L annual spend
Cons
- No lounge access
- Rs 1,000 fee with high Rs 2L waiver threshold
- High minimum income requirement (Rs 1L/month salaried)
- 3.5% forex markup
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 10% cashback on all Swiggy spends (food, Instamart, Dineout)
- 5% cashback on Amazon, Flipkart, Myntra, Nykaa, Cleartrip, BookMyShow
- 1% cashback on other spends
- Complimentary 3-month Swiggy BLCK membership
- Golf access: 4 complimentary rounds + 12 lessons per year
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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