Shoppers Stop HDFC Bank Credit Card credit card
Rewards

Shoppers Stop HDFC Bank Credit Card

HDFC logo HDFC
7.1
CardTrail Score
Very Good
out of 10
Net Value
7.6
Accessibility
8.5
Feature Depth
4.0
Bank Trust
9.0
How we score →
Annual Fee
₹299
Forex Markup
1%
Reward Rate
1%
Up to 3%
Lounge Access
0
domestic | 0 intl

About This Card

The Shoppers Stop HDFC Bank Credit Card is an affordable entry-level co-branded card offering 3% rewards at Shoppers Stop and 1% elsewhere. At Rs 299/year with a Rs 500 welcome voucher, it's net-positive in year one. Best for budget-conscious Shoppers Stop customers.

Pros & Cons

Pros

  • Very low Rs 299 annual fee
  • 3% rewards on Shoppers Stop spends
  • Welcome voucher nearly covers the annual fee
  • Good entry-level card for Shoppers Stop loyalists

Cons

  • No annual fee waiver option
  • No lounge access
  • Low 1% base reward rate outside Shoppers Stop
  • Limited lifestyle benefits

Fee Details

Annual Fee
₹299
Joining Fee
₹299
Fee Waiver Condition
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
3%
Currency
Reward Points
Welcome Bonus
Shoppers Stop Silver Edge Membership + Rs 500 voucher

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • 3% value back on Shoppers Stop spends
  • 1% value back on all other spends
  • Complimentary Shoppers Stop Silver Edge Membership
  • Rs 500 Shoppers Stop voucher as welcome benefit
  • 1% fuel surcharge waiver (Rs 400-Rs 5,000, capped Rs 250/month)

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Active Offers (1)

All offers
Offer 23d left

10% instant discount on Amazon

Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.

Useful Tools

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Quick Summary

Best For
shopping entry level
Annual Fee ₹299
Base Reward 1%
Max Reward 3%
Forex Markup 1%
Network Visa
Min Income ₹3L+

CardTrail Score

7.1
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping entry level

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