Paytm HDFC Bank Credit Card
HDFC About This Card
The Paytm HDFC Bank Credit Card offers up to 3% cashback on Paytm ecosystem spends and 1% on everything else. Annual fee of Rs 500 is waived on Rs 50,000 yearly spend. Best for regular Paytm users who want automatic cashback on their transactions.
Pros & Cons
Pros
- Up to 3% cashback on Paytm ecosystem spends
- Low annual fee of Rs 500 with easy Rs 50K waiver
- 1% base cashback on all spends
- Fuel surcharge waiver
Cons
- No lounge access
- Cashback caps apply per billing cycle
- Paytm First membership welcome benefit discontinued
- 3.5% forex markup
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 3% cashback on Paytm Mall, Movies & Mini App
- 2% cashback on other Paytm app purchases
- 1% cashback on all other spends
- Rs 1,200/year milestone cashback benefit
- 1% fuel surcharge waiver (Rs 400+ transactions, capped Rs 250/cycle)
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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