HDFC Pixel Play Credit Card credit card
Lifestyle

HDFC Pixel Play Credit Card

HDFC logo HDFC
7.0
CardTrail Score
Very Good
out of 10
💰 Net Value
6.5
🔓 Accessibility
7.5
Feature Depth
2.9
🏦 Bank Trust
6.5
How we score →
Annual Fee
₹500
Spend ₹2L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 5%
Lounge Access
0
domestic | 0 intl

About This Card

The HDFC Pixel Play Credit Card is a lifestyle credit card from HDFC with an annual fee of ₹500. It offers a base reward rate of 1.0% with up to 5.0% on select categories. Key perks include fuel surcharge waiver. Best suited for online shoppers and everyday users.

Pros & Cons

Pros

  • Competitive 1.0% reward rate
  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases

Cons

  • 3.5% forex markup is above average
  • No complimentary lounge access

Fee Details

Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹2L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
1%
Max Rate
5%
Currency
CashPoints
Welcome Bonus
None

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • + Annual fee ₹500 (waiver: Spend ₹2L/year)
  • + Up to 5.0% rewards on accelerated categories
  • + Fuel surcharge waiver at all pumps

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Quick Summary

Best For
shopping general
Annual Fee ₹500
Base Reward 1%
Max Reward 5%
Forex Markup 3.5%
Network Visa
Min Income ₹4L+

CardTrail Score

7.0
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

shopping general

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