Entry Level
HDFC Diners Club Rewardz
HDFC 8.2
CardTrail Score
Very Good
out of 10
Annual Fee
₹500
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
1%
Up to 5%
Lounge Access
4
domestic | 0 intl
About This Card
HDFC Diners Club Rewardz is the entry card to HDFC's Diners ecosystem. The 5X on dining is its main draw. It's primarily a stepping stone — build your HDFC relationship here, then upgrade to Diners Club Privilege or Black.
Pros & Cons
Pros
- 5X on dining
- Low entry to HDFC Diners ecosystem
- Easy fee waiver
- 4 domestic lounges
Cons
- Diners Club acceptance limited
- 3.5% forex
- 0.5% base outside dining
- Mostly a stepping stone card
Fee Details
Annual Fee
₹500
Joining Fee
₹500
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
1%
Max Rate
5%
Currency
Reward Points
Welcome Bonus
500 Reward Points
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 5X on dining and partner merchants
- + Low ₹500 fee with easy waiver
- + Gateway to HDFC Diners Club portfolio
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Quick Summary
Best For
dining beginner
Annual Fee ₹500
Base Reward 1%
Max Reward 5%
Forex Markup 3.5%
Network Diners Club
Min Income ₹2L+
CardTrail Score
Best For
dining beginner
