HDFC BizGrow Credit Card
HDFC About This Card
The HDFC BizGrow Credit Card is an entry-level business card for entrepreneurs and small business owners. It offers 10X Cash Points on select business categories like tax payments, software, and hotel bookings, with a low Rs 500 annual fee waivable at Rs 1 lakh spend. Best suited for small businesses looking to earn rewards on routine business expenses.
Pros & Cons
Pros
- 10X rewards on key business categories (tax, software, hotels)
- Low annual fee of Rs 500 with easy waiver at Rs 1L spend
- Quarterly milestone bonus of 2,000 Cash Points
- Fuel surcharge waiver useful for business travel
Cons
- No lounge access
- Base reward rate is modest (2 points per Rs 150)
- Not ideal for personal/lifestyle spends
Fee Details
Reward Structure
Lounge Access
Key Highlights
- 10X Cash Points on select business spends (bill payments, tax, hotels, software)
- 2 Cash Points per Rs 150 on regular business spends
- 2,000 Cash Points on quarterly spends of Rs 1 lakh
- 1% fuel surcharge waiver (Rs 400-Rs 5,000 transactions)
- 10% extra off on dining at 35K+ restaurants
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Active Offers (1)
All offers10% instant discount on Amazon
Get 10% instant discount up to Rs 1,500 on Amazon.in purchases over Rs 5,000. Valid on all HDFC credit cards.
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