Best Credit Cards for Airport Lounge Access
Updated March 2026 · 93 cards evaluated
Airport lounge access is the most searched-for credit card benefit in India. Here are the cards that deliver the most lounge visits per rupee.
Quick Answer
The best card in this category is Kotak White Reserve Credit Card (Score: 8.4/10) — ₹12,500/year, up to 5% rewards. Runner-up: Kotak Solitaire Credit Card (8.8/10).
Kotak · ₹12,500/yr · Up to 5% rewards
Unlimited domestic + Unlimited international lounge visits/year
Kotak · ₹25,000/yr · Up to 10% rewards
Unlimited domestic + Unlimited international lounge visits/year
SBI · ₹9,999/yr · Up to 3% rewards
4 domestic + Unlimited international lounge visits/quarter
IDFC FIRST · ₹5,999/yr · Up to 10% rewards
16 domestic + 16 international lounge visits/year · Spend gate: ₹20,000/qtr
IDFC FIRST · ₹2,999/yr · Up to 5% rewards
16 domestic + 8 international lounge visits/year · Spend gate: ₹20,000/qtr
HDFC · ₹3,000/yr · Up to 8% rewards
12 domestic + 12 international lounge visits/year
HDFC · ₹2,500/yr · Up to 6% rewards
16 domestic + 5 international lounge visits/year
ICICI · ₹5,000/yr · Up to 7% rewards
16 domestic + 2 international lounge visits/year
IDFC FIRST · ₹3,000/yr · Up to 10% rewards
8 domestic + 8 international lounge visits/year · Spend gate: ₹20,000/qtr
YES Bank · ₹4,999/yr · Up to 5% rewards
12 domestic + 4 international lounge visits/year · Spend gate: ₹1,00,000/qtr
How We Ranked These Cards
We evaluated 93 cards matching this category criteria, scored them using the CardTrail Score methodology (net value, feature depth, bank trust, accessibility), and ranked by relevance. All data is from official bank sources, verified March 2026.