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Best Credit Card for Petrol Pumps (All Brands) in India (2026)
Quick answer:
IDFC FIRST Power+ Credit Card gives you up to 3% back on fuel purchases at any petrol pump in India — the highest of any card we track. OneCard Credit Card is the best free alternative.
Top 10 Cards for Petrol Pumps (All Brands)
IDFC FIRST Power+ Credit Card
IDFC FIRSTUp to 3% on fuel
HSBC Cashback Credit Card
HSBCUp to 10% on cashback category
SimplyCLICK Advantage SBI Card
SBIUp to 10% on cashback category
Titan SBI Credit Card
SBIUp to 7.5% on cashback category
HDFC Millennia
HDFCUp to 5% on cashback category
Axis Bank Horizon Credit Card
AxisUp to 5% on cashback category
Axis ACE Credit Card
AxisUp to 5% on cashback category
Samsung Axis Bank Signature Credit Card
AxisUp to 5% on cashback category
DBS Spark10 Credit Card
DBSUp to 5% on cashback category
Jupiter Edge Credit Card
Federal BankUp to 5% on cashback category
How We Ranked These
We ranked all 239 credit cards in our database against Petrol Pumps (All Brands) using three tiers of relevance:
- Direct match — cards specifically designed for or partnered with Petrol Pumps (All Brands) (co-branded cards, direct accelerated rewards)
- Category match — cards that earn accelerated rewards on the spending category that Petrol Pumps (All Brands) falls under
- Broad match — cards that earn elevated rewards on related or overlapping categories
Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.
Tips to Maximise Rewards on Petrol Pumps (All Brands)
All petrol pumps in India use MCC 5541 or 5542 — fuel surcharge waiver applies universally
Fuel surcharge waiver typically caps at ₹3,000-4,000 per transaction
Dedicated fuel cards earn 2-5% rewards vs 0.5-1% on general cards — the difference is huge for daily commuters
Free vs Paid: Is the Annual Fee Worth It?
Best Free Card
OneCard Credit CardFederal Bank / BOB Cards · ₹0 annual fee
Up to 5% on fuel purchases at any petrol pump in India
Score: 7.2/10
Best Overall
IDFC FIRST Power+ Credit CardIDFC FIRST · ₹499 annual fee
Up to 3% on fuel purchases at any petrol pump in India
Score: 7.2/10
Cards to Avoid for Petrol Pumps (All Brands)
These are popular, well-rated cards that earn only their base reward rate on fuel purchases at any petrol pump in India. If you carry one of these, use a different card for Petrol Pumps (All Brands) purchases.
IDFC FIRST · Score: 9/10 — but only 0.5% on fuel purchases at any petrol pump in India
American Express · Score: 8.7/10 — but only 1.25% on fuel purchases at any petrol pump in India
IndusInd · Score: 8.7/10 — but only 1.2% on fuel purchases at any petrol pump in India
HDFC · Score: 8.7/10 — but only 1% on fuel purchases at any petrol pump in India
IDFC FIRST · Score: 8.7/10 — but only 0.75% on fuel purchases at any petrol pump in India
These are great cards for other spending categories — just not for fuel purchases at any petrol pump in India. Use the top-ranked card above instead.
Related: Best Cards for Similar Spending
Frequently Asked Questions
Which credit card gives the highest cashback on Petrol Pumps (All Brands)?
Is there a no-annual-fee credit card good for Petrol Pumps (All Brands)?
How do credit card rewards work on Petrol Pumps (All Brands)?
Which popular credit cards should I avoid using for Petrol Pumps (All Brands)?
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