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Best Credit Card for Netflix in India (2026)

Quick answer:

EazyDiner IndusInd Bank Credit Card gives you up to 10% back on Netflix subscription payments — the highest of any card we track. IndusInd Tiger Credit Card is the best free alternative.

Updated April 2026·10 cards compared·No affiliate commissions

Top 10 Cards for Netflix

How We Ranked These

We ranked all 239 credit cards in our database against Netflix using three tiers of relevance:

  1. Direct match — cards specifically designed for or partnered with Netflix (co-branded cards, direct accelerated rewards)
  2. Category match — cards that earn accelerated rewards on the spending category that Netflix falls under
  3. Broad match — cards that earn elevated rewards on related or overlapping categories

Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.

Tips to Maximise Rewards on Netflix

Netflix subscriptions are recurring — even a small reward rate compounds over months

Netflix codes as 'Digital Entertainment' or 'Online Services' on most cards

Some cards exclude recurring subscriptions from accelerated rewards — check the fine print

Free vs Paid: Is the Annual Fee Worth It?

Best Free Card

IndusInd Tiger Credit Card

IndusInd · ₹0 annual fee

Up to 7.2% on Netflix subscription payments

Score: 8.7/10

Best Overall

EazyDiner IndusInd Bank Credit Card

IndusInd · ₹2,999 annual fee

Up to 10% on Netflix subscription payments

Score: 8.2/10

At a monthly spend of ₹10,000 on Netflix subscription payments, the paid card earns ₹12.0K/year vs ₹8.6K/year for the free card — a difference of ₹3.4K. The paid card's extra rewards exceed its annual fee at this spend level.

Cards to Avoid for Netflix

These are popular, well-rated cards that earn only their base reward rate on Netflix subscription payments. If you carry one of these, use a different card for Netflix purchases.

IDFC FIRST Diamond Reserve Credit Card

IDFC FIRST · Score: 9/10 — but only 0.5% on Netflix subscription payments

American Express Platinum Charge Card

American Express · Score: 8.7/10 — but only 1.25% on Netflix subscription payments

HDFC Swiggy Credit Card

HDFC · Score: 8.7/10 — but only 1% on Netflix subscription payments

IDFC FIRST Select Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on Netflix subscription payments

IDFC FIRST Wealth Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on Netflix subscription payments

These are great cards for other spending categories — just not for Netflix subscription payments. Use the top-ranked card above instead.

Related: Best Cards for Similar Spending

Frequently Asked Questions

Which credit card gives the highest cashback on Netflix?
EazyDiner IndusInd Bank Credit Card from IndusInd gives up to 10% back on Netflix subscription payments. It has a CardTrail Score of 8.2/10 with an annual fee of ₹2,999.
Is there a no-annual-fee credit card good for Netflix?
Yes — IndusInd Tiger Credit Card is a free card (₹0 annual fee) that earns up to 7.2% on Netflix subscription payments. CardTrail Score: 8.7/10.
How do credit card rewards work on Netflix?
Credit cards earn rewards based on the Merchant Category Code (MCC) of the transaction. Netflix transactions are assigned an MCC by the payment network, and cards with accelerated rewards on that MCC earn higher cashback or points.
Which popular credit cards should I avoid using for Netflix?
Cards like IDFC FIRST Diamond Reserve Credit Card, American Express Platinum Charge Card, HDFC Swiggy Credit Card have high overall scores but earn only their base rate (0.5% or less) on Netflix subscription payments. Use a category-matched card instead.

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