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Best Credit Card for Meesho in India (2026)
Quick answer:
Axis Citi Rewards Credit Card gives you up to 10% back on budget online shopping on Meesho — the highest of any card we track. YES BANK POP-CLUB Credit Card is the best free alternative.
Top 10 Cards for Meesho
Axis Citi Rewards Credit Card
Axis (formerly Citi)Up to 10% on online shopping
HSBC Cashback Credit Card
HSBCUp to 10% on online shopping
American Express SmartEarn Credit Card
American ExpressUp to 10% on online shopping
SimplyCLICK Advantage SBI Card
SBIUp to 10% on online shopping
YES BANK POP-CLUB Credit Card
YES BankUp to 10% on online shopping
Titan SBI Credit Card
SBIUp to 7.5% on shopping
Shoppers Stop Black HDFC Bank Credit Card
HDFCUp to 7% on shopping
Adani One ICICI Bank Signature
ICICIUp to 7% on shopping
HDFC Millennia
HDFCUp to 5% on online shopping
Samsung Axis Bank Signature Credit Card
AxisUp to 5% on shopping
How We Ranked These
We ranked all 239 credit cards in our database against Meesho using three tiers of relevance:
- Direct match — cards specifically designed for or partnered with Meesho (co-branded cards, direct accelerated rewards)
- Category match — cards that earn accelerated rewards on the spending category that Meesho falls under
- Broad match — cards that earn elevated rewards on related or overlapping categories
Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.
Tips to Maximise Rewards on Meesho
Meesho codes as general 'Online Shopping' on most banks
Since Meesho orders tend to be low-value, pick a card with no minimum transaction for rewards
Free delivery on Meesho means your full spend earns rewards without shipping diluting the value
Free vs Paid: Is the Annual Fee Worth It?
Best Free Card
YES BANK POP-CLUB Credit CardYES Bank · ₹0 annual fee
Up to 10% on budget online shopping on Meesho
Score: 7.8/10
Best Overall
Axis Citi Rewards Credit CardAxis (formerly Citi) · ₹1,000 annual fee
Up to 10% on budget online shopping on Meesho
Score: 8.4/10
Cards to Avoid for Meesho
These are popular, well-rated cards that earn only their base reward rate on budget online shopping on Meesho. If you carry one of these, use a different card for Meesho purchases.
IDFC FIRST · Score: 9/10 — but only 0.5% on budget online shopping on Meesho
American Express · Score: 8.7/10 — but only 1.25% on budget online shopping on Meesho
HDFC · Score: 8.7/10 — but only 1% on budget online shopping on Meesho
IDFC FIRST · Score: 8.7/10 — but only 0.75% on budget online shopping on Meesho
Axis · Score: 8.6/10 — but only 1.2% on budget online shopping on Meesho
These are great cards for other spending categories — just not for budget online shopping on Meesho. Use the top-ranked card above instead.
Related: Best Cards for Similar Spending
Frequently Asked Questions
Which credit card gives the highest cashback on Meesho?
Is there a no-annual-fee credit card good for Meesho?
How do credit card rewards work on Meesho?
Which popular credit cards should I avoid using for Meesho?
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