🛍️
Best Credit Card for Flipkart in India (2026)
Quick answer:
Flipkart Axis Bank Super Elite Credit Card gives you up to 16% back on online shopping on Flipkart — the highest of any card we track. YES BANK POP-CLUB Credit Card is the best free alternative.
Top 10 Cards for Flipkart
Flipkart Axis Bank Super Elite Credit Card
AxisUp to 16% — directly optimised for flipkart
Axis Citi Rewards Credit Card
Axis (formerly Citi)Up to 10% on online shopping
HSBC Cashback Credit Card
HSBCUp to 10% on online shopping
American Express SmartEarn Credit Card
American ExpressUp to 10% on online shopping
SimplyCLICK Advantage SBI Card
SBIUp to 10% on online shopping
YES BANK POP-CLUB Credit Card
YES BankUp to 10% on online shopping
Titan SBI Credit Card
SBIUp to 7.5% on shopping
Shoppers Stop Black HDFC Bank Credit Card
HDFCUp to 7% on shopping
Adani One ICICI Bank Signature
ICICIUp to 7% on shopping
HDFC Millennia
HDFCUp to 5% on online shopping
How We Ranked These
We ranked all 239 credit cards in our database against Flipkart using three tiers of relevance:
- Direct match — cards specifically designed for or partnered with Flipkart (co-branded cards, direct accelerated rewards)
- Category match — cards that earn accelerated rewards on the spending category that Flipkart falls under
- Broad match — cards that earn elevated rewards on related or overlapping categories
Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.
Tips to Maximise Rewards on Flipkart
Flipkart Axis Bank Card is the co-branded option — check the ranking to see if it's the best
Flipkart SuperCoins earned via Flipkart Plus stack with card rewards
During Big Billion Days, bank offers can add 5-10% extra on top of card rewards
Free vs Paid: Is the Annual Fee Worth It?
Best Free Card
YES BANK POP-CLUB Credit CardYES Bank · ₹0 annual fee
Up to 10% on online shopping on Flipkart
Score: 7.8/10
Best Overall
Flipkart Axis Bank Super Elite Credit CardAxis · ₹500 annual fee
Up to 16% on online shopping on Flipkart
Score: 8.1/10
At a monthly spend of ₹10,000 on online shopping on Flipkart, the paid card earns ₹19.2K/year vs ₹12.0K/year for the free card — a difference of ₹7.2K. The paid card's extra rewards exceed its annual fee at this spend level.
Cards to Avoid for Flipkart
These are popular, well-rated cards that earn only their base reward rate on online shopping on Flipkart. If you carry one of these, use a different card for Flipkart purchases.
IDFC FIRST · Score: 9/10 — but only 0.5% on online shopping on Flipkart
American Express · Score: 8.7/10 — but only 1.25% on online shopping on Flipkart
IndusInd · Score: 8.7/10 — but only 1.2% on online shopping on Flipkart
HDFC · Score: 8.7/10 — but only 1% on online shopping on Flipkart
IDFC FIRST · Score: 8.7/10 — but only 0.75% on online shopping on Flipkart
These are great cards for other spending categories — just not for online shopping on Flipkart. Use the top-ranked card above instead.
Related: Best Cards for Similar Spending
Frequently Asked Questions
Which credit card gives the highest cashback on Flipkart?
Is there a no-annual-fee credit card good for Flipkart?
How do credit card rewards work on Flipkart?
Which popular credit cards should I avoid using for Flipkart?
Found this useful?
Get notified when card rules change, benefits get devalued, or new cards launch. One email, only when it matters.