CardTrail

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Best Credit Card for EatSure in India (2026)

Quick answer:

HDFC Diners Club Black gives you up to 33% back on multi-brand food delivery — the highest of any card we track. YES BANK POP-CLUB Credit Card is the best free alternative.

Updated April 2026·10 cards compared·No affiliate commissions

Top 10 Cards for EatSure

1

HDFC Diners Club Black

HDFC

Up to 33% on dining category

Reward rateUp to 33%
Annual fee₹10,000
Score9.1/10
2

HDFC Regalia

HDFC

Up to 13% on dining category

Reward rateUp to 13%
Annual fee₹2,500
Score8.3/10
3

Kotak Solitaire Credit Card

Kotak

Up to 10% on dining category

Reward rateUp to 10%
Annual fee₹25,000
Score8.8/10
4

HDFC Diners Club Privilege

HDFC

Up to 10% on dining category

Reward rateUp to 10%
Annual fee₹1,000
Score8.5/10
5

Axis Citi Rewards Credit Card

Axis (formerly Citi)

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹1,000
Score8.4/10
6

HSBC Cashback Credit Card

HSBC

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹999
Score8.2/10
7

EazyDiner IndusInd Bank Credit Card

IndusInd

Up to 10% on dining category

Reward rateUp to 10%
Annual fee₹2,999
Score8.2/10
8

American Express SmartEarn Credit Card

American Express

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹495
Score7.9/10
9

SimplyCLICK Advantage SBI Card

SBI

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹499
Score7.9/10
10

YES BANK POP-CLUB Credit Card

YES Bank

Up to 10% on online shopping category

Reward rateUp to 10%
Annual feeFREE
Score7.8/10

How We Ranked These

We ranked all 239 credit cards in our database against EatSure using three tiers of relevance:

  1. Direct match — cards specifically designed for or partnered with EatSure (co-branded cards, direct accelerated rewards)
  2. Category match — cards that earn accelerated rewards on the spending category that EatSure falls under
  3. Broad match — cards that earn elevated rewards on related or overlapping categories

Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.

Tips to Maximise Rewards on EatSure

→

EatSure orders code as 'Online Shopping' on most card statements

→

Rebel Foods brands (Faasos, Behrouz, etc.) all come through EatSure

→

Use dining-category cards if your bank codes food delivery under dining

Free vs Paid: Is the Annual Fee Worth It?

Best Free Card

YES BANK POP-CLUB Credit Card

YES Bank · ₹0 annual fee

Up to 10% on multi-brand food delivery

Score: 7.8/10

Best Overall

HDFC Diners Club Black

HDFC · ₹10,000 annual fee

Up to 33% on multi-brand food delivery

Score: 9.1/10

At a monthly spend of ₹10,000 on multi-brand food delivery, the paid card earns ₹39.6K/year vs ₹12.0K/year for the free card — a difference of ₹27.6K. The paid card's extra rewards exceed its annual fee at this spend level.

Cards to Avoid for EatSure

These are popular, well-rated cards that earn only their base reward rate on multi-brand food delivery. If you carry one of these, use a different card for EatSure purchases.

IDFC FIRST Diamond Reserve Credit Card

IDFC FIRST · Score: 9/10 — but only 0.5% on multi-brand food delivery

American Express Platinum Charge Card

American Express · Score: 8.7/10 — but only 1.25% on multi-brand food delivery

IndusInd Tiger Credit Card

IndusInd · Score: 8.7/10 — but only 1.2% on multi-brand food delivery

HDFC Swiggy Credit Card

HDFC · Score: 8.7/10 — but only 1% on multi-brand food delivery

IDFC FIRST Select Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on multi-brand food delivery

These are great cards for other spending categories — just not for multi-brand food delivery. Use the top-ranked card above instead.

Related: Best Cards for Similar Spending

Best for Swiggy Best for Zomato

Frequently Asked Questions

Which credit card gives the highest cashback on EatSure?
HDFC Diners Club Black from HDFC gives up to 33% back on multi-brand food delivery. It has a CardTrail Score of 9.1/10 with an annual fee of ₹10,000.
Is there a no-annual-fee credit card good for EatSure?
Yes — YES BANK POP-CLUB Credit Card is a free card (₹0 annual fee) that earns up to 10% on multi-brand food delivery. CardTrail Score: 7.8/10.
How do credit card rewards work on EatSure?
Credit cards earn rewards based on the Merchant Category Code (MCC) of the transaction. EatSure transactions are assigned an MCC by the payment network, and cards with accelerated rewards on that MCC earn higher cashback or points.
Which popular credit cards should I avoid using for EatSure?
Cards like IDFC FIRST Diamond Reserve Credit Card, American Express Platinum Charge Card, IndusInd Tiger Credit Card have high overall scores but earn only their base rate (0.5% or less) on multi-brand food delivery. Use a category-matched card instead.

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