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Best Credit Card for Broadband & Internet in India (2026)

Quick answer:

Axis ACE Credit Card gives you up to 5% back on broadband and internet bill payments — the highest of any card we track. YES BANK POP-CLUB Credit Card is the best free alternative.

Updated April 2026·10 cards compared·No affiliate commissions

Top 10 Cards for Broadband & Internet

1

Axis ACE Credit Card

Axis

Up to 5% on bill payments

Reward rateUp to 5%
Annual fee₹499
Score8.1/10
2

Axis Citi Rewards Credit Card

Axis (formerly Citi)

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹1,000
Score8.4/10
3

HSBC Cashback Credit Card

HSBC

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹999
Score8.2/10
4

American Express SmartEarn Credit Card

American Express

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹495
Score7.9/10
5

SimplyCLICK Advantage SBI Card

SBI

Up to 10% on online shopping category

Reward rateUp to 10%
Annual fee₹499
Score7.9/10
6

YES BANK POP-CLUB Credit Card

YES Bank

Up to 10% on online shopping category

Reward rateUp to 10%
Annual feeFREE
Score7.8/10
7

Titan SBI Credit Card

SBI

Up to 7.5% on cashback category

Reward rateUp to 7.5%
Annual fee₹2,999
Score8.8/10
8

HDFC Millennia

HDFC

Up to 5% on online shopping category

Reward rateUp to 5%
Annual fee₹1,000
Score8.7/10
9

Axis Bank Horizon Credit Card

Axis

Up to 5% on cashback category

Reward rateUp to 5%
Annual fee₹3,000
Score8.6/10
10

Samsung Axis Bank Signature Credit Card

Axis

Up to 5% on cashback category

Reward rateUp to 5%
Annual fee₹500
Score7.7/10

How We Ranked These

We ranked all 239 credit cards in our database against Broadband & Internet using three tiers of relevance:

  1. Direct match — cards specifically designed for or partnered with Broadband & Internet (co-branded cards, direct accelerated rewards)
  2. Category match — cards that earn accelerated rewards on the spending category that Broadband & Internet falls under
  3. Broad match — cards that earn elevated rewards on related or overlapping categories

Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.

Tips to Maximise Rewards on Broadband & Internet

→

Broadband ISP payments typically code under 'Telecom' or 'Internet Services' MCC

→

Jio Fiber and Airtel Xstream may benefit from their respective co-branded cards

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Annual plans give a larger single transaction — some cards have minimum spend thresholds for rewards

Free vs Paid: Is the Annual Fee Worth It?

Best Free Card

YES BANK POP-CLUB Credit Card

YES Bank · ₹0 annual fee

Up to 10% on broadband and internet bill payments

Score: 7.8/10

Best Overall

Axis ACE Credit Card

Axis · ₹499 annual fee

Up to 5% on broadband and internet bill payments

Score: 8.1/10

Cards to Avoid for Broadband & Internet

These are popular, well-rated cards that earn only their base reward rate on broadband and internet bill payments. If you carry one of these, use a different card for Broadband & Internet purchases.

IDFC FIRST Diamond Reserve Credit Card

IDFC FIRST · Score: 9/10 — but only 0.5% on broadband and internet bill payments

American Express Platinum Charge Card

American Express · Score: 8.7/10 — but only 1.25% on broadband and internet bill payments

IndusInd Tiger Credit Card

IndusInd · Score: 8.7/10 — but only 1.2% on broadband and internet bill payments

HDFC Swiggy Credit Card

HDFC · Score: 8.7/10 — but only 1% on broadband and internet bill payments

IDFC FIRST Select Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on broadband and internet bill payments

These are great cards for other spending categories — just not for broadband and internet bill payments. Use the top-ranked card above instead.

Related: Best Cards for Similar Spending

Best for Jio Recharge Best for Airtel Recharge & Bills Best for Electricity Bill

Frequently Asked Questions

Which credit card gives the highest cashback on Broadband & Internet?
Axis ACE Credit Card from Axis gives up to 5% back on broadband and internet bill payments. It has a CardTrail Score of 8.1/10 with an annual fee of ₹499.
Is there a no-annual-fee credit card good for Broadband & Internet?
Yes — YES BANK POP-CLUB Credit Card is a free card (₹0 annual fee) that earns up to 10% on broadband and internet bill payments. CardTrail Score: 7.8/10.
How do credit card rewards work on Broadband & Internet?
Credit cards earn rewards based on the Merchant Category Code (MCC) of the transaction. Broadband & Internet transactions are assigned an MCC by the payment network, and cards with accelerated rewards on that MCC earn higher cashback or points.
Which popular credit cards should I avoid using for Broadband & Internet?
Cards like IDFC FIRST Diamond Reserve Credit Card, American Express Platinum Charge Card, IndusInd Tiger Credit Card have high overall scores but earn only their base rate (0.5% or less) on broadband and internet bill payments. Use a category-matched card instead.

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