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Best Credit Card for Amazon Prime in India (2026)

Quick answer:

Axis Citi Rewards Credit Card gives you up to 10% back on Amazon Prime Video and membership — the highest of any card we track. YES BANK POP-CLUB Credit Card is the best free alternative.

Updated April 2026·10 cards compared·No affiliate commissions

Top 10 Cards for Amazon Prime

How We Ranked These

We ranked all 239 credit cards in our database against Amazon Prime using three tiers of relevance:

  1. Direct match — cards specifically designed for or partnered with Amazon Prime (co-branded cards, direct accelerated rewards)
  2. Category match — cards that earn accelerated rewards on the spending category that Amazon Prime falls under
  3. Broad match — cards that earn elevated rewards on related or overlapping categories

Within each tier, cards are sorted by effective reward rate (highest first), then by CardTrail Score as a tiebreaker. Every number on this page comes from our database — nothing is fabricated.

Tips to Maximise Rewards on Amazon Prime

Amazon Prime membership codes as an Amazon purchase — Amazon co-branded cards earn accelerated rewards

The annual plan earns rewards on the full ₹1,499 in one shot

Prime Video is bundled — you're effectively earning rewards on streaming too

Free vs Paid: Is the Annual Fee Worth It?

Best Free Card

YES BANK POP-CLUB Credit Card

YES Bank · ₹0 annual fee

Up to 10% on Amazon Prime Video and membership

Score: 7.8/10

Best Overall

Axis Citi Rewards Credit Card

Axis (formerly Citi) · ₹1,000 annual fee

Up to 10% on Amazon Prime Video and membership

Score: 8.4/10

Cards to Avoid for Amazon Prime

These are popular, well-rated cards that earn only their base reward rate on Amazon Prime Video and membership. If you carry one of these, use a different card for Amazon Prime purchases.

IDFC FIRST Diamond Reserve Credit Card

IDFC FIRST · Score: 9/10 — but only 0.5% on Amazon Prime Video and membership

American Express Platinum Charge Card

American Express · Score: 8.7/10 — but only 1.25% on Amazon Prime Video and membership

HDFC Swiggy Credit Card

HDFC · Score: 8.7/10 — but only 1% on Amazon Prime Video and membership

IDFC FIRST Select Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on Amazon Prime Video and membership

IDFC FIRST Wealth Credit Card

IDFC FIRST · Score: 8.7/10 — but only 0.75% on Amazon Prime Video and membership

These are great cards for other spending categories — just not for Amazon Prime Video and membership. Use the top-ranked card above instead.

Related: Best Cards for Similar Spending

Frequently Asked Questions

Which credit card gives the highest cashback on Amazon Prime?
Axis Citi Rewards Credit Card from Axis (formerly Citi) gives up to 10% back on Amazon Prime Video and membership. It has a CardTrail Score of 8.4/10 with an annual fee of ₹1,000.
Is there a no-annual-fee credit card good for Amazon Prime?
Yes — YES BANK POP-CLUB Credit Card is a free card (₹0 annual fee) that earns up to 10% on Amazon Prime Video and membership. CardTrail Score: 7.8/10.
How do credit card rewards work on Amazon Prime?
Credit cards earn rewards based on the Merchant Category Code (MCC) of the transaction. Amazon Prime transactions are assigned an MCC by the payment network, and cards with accelerated rewards on that MCC earn higher cashback or points.
Which popular credit cards should I avoid using for Amazon Prime?
Cards like IDFC FIRST Diamond Reserve Credit Card, American Express Platinum Charge Card, HDFC Swiggy Credit Card have high overall scores but earn only their base rate (0.5% or less) on Amazon Prime Video and membership. Use a category-matched card instead.

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