All IDFC FIRST Credit Cards Ranked

12 cards · Fee range: Free to ₹5,999/yr · Updated March 2026

Total Cards

Lifetime Free

9.0

Highest Score

7.7

Average Score

Quick Picks

Best overall: IDFC FIRST Diamond Reserve Credit Card (9.0/10)

Best free card: IDFC FIRST Select Credit Card (8.7/10)

Best for travel: IDFC FIRST Diamond Reserve Credit Card (9.0/10)

Super Premium (4)

IDFC FIRST Diamond Reserve Credit Card

9.0

₹3,000/yr · 0.5%-10% rewards · 8 lounges

IDFC FIRST Select Credit Card

8.7

Lifetime Free · 0.75%-3% rewards · 4 lounges

IDFC FIRST Wealth Credit Card

8.7

Lifetime Free · 0.75%-6% rewards · 8 lounges

IDFC FIRST Ashva Credit Card

8.5

₹2,999/yr · 0.83%-5% rewards · 16 lounges

Premium (4)

IDFC FIRST Mayura Credit Card

8.3

₹5,999/yr · 0.83%-10% rewards · 16 lounges

Club Vistara IDFC FIRST Credit Card

8.1

₹4,999/yr · 0.8%-4% rewards · 8 lounges

LIC Classic IDFC FIRST Credit Card

7.7

Lifetime Free · 0.75%-1.5% rewards · 1 lounges

IDFC FIRST Power+ Credit Card

7.2

₹499/yr · 0.5%-3% rewards · 4 lounges

Mid Range (4)

IDFC FIRST SWYP Credit Card

6.7

₹499/yr · 0.5%-3% rewards

IDFC FIRST Millennia Credit Card

6.6

Lifetime Free · 0.5%-5% rewards

IDFC FIRST WOW Credit Card

6.4

Lifetime Free · 0.5%-0.5% rewards

IDFC FIRST Classic Credit Card

6.3

Lifetime Free · 0.5%-1.67% rewards

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