SimplyCLICK Advantage SBI Card vs YES BANK POP-CLUB
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
YES BANK POP-CLUB Credit Card wins 2 of 8 dimensions with a CardTrail Score of 7.8/10 vs 7.9/10.
| Feature | SimplyCLICK Advantage SBI Card | YES BANK POP-CLUB |
|---|---|---|
| CardTrail Score | 7.9/10 | 7.8/10 |
| Annual Fee | ₹499 | Free |
| Base Reward Rate | 1% | 2% |
| Max Reward Rate | 10% | 10% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 0 | 0 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa | RuPay |
When to Choose SimplyCLICK Advantage SBI Card
- You can meet the fee waiver condition: Spend Rs 1L/year
- Your primary spend is: online-shopping, cashback
When to Choose YES BANK POP-CLUB
- You want a lifetime free card with zero annual cost
- Your primary spend is: upi, online-shopping, rewards
Annual Fee Value Analysis
To break even on SimplyCLICK Advantage SBI Card's ₹499 fee at 1% rewards, spend ₹4,158/month.
YES BANK POP-CLUB is lifetime free — no break-even needed.