IndiGo Kotak 6E Rewards XL vs SpiceJet Axis Bank Voyage Black
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
IndiGo Kotak 6E Rewards XL Credit Card wins 2 of 8 dimensions with a CardTrail Score of 8.2/10 vs 8.3/10.
| Feature | IndiGo Kotak 6E Rewards XL | SpiceJet Axis Bank Voyage Black |
|---|---|---|
| CardTrail Score | 8.2/10 | 8.3/10 |
| Annual Fee | ₹1,500 | ₹2,000 |
| Base Reward Rate | 2% | 1.5% |
| Max Reward Rate | 6% | 14% |
| Forex Markup | 3.5% | 3.5% |
| Domestic Lounges | 8 | 8 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa | Visa |
When to Choose IndiGo Kotak 6E Rewards XL
- You can meet the fee waiver condition: Spend Rs 50K/year
- Your primary spend is: indigo, flights, travel
When to Choose SpiceJet Axis Bank Voyage Black
- You want higher rewards — up to 14% vs 6%
- Your primary spend is: travel, spicejet, flights
Annual Fee Value Analysis
To break even on IndiGo Kotak 6E Rewards XL's ₹1,500 fee at 2% rewards, spend ₹6,250/month.
To break even on SpiceJet Axis Bank Voyage Black's ₹2,000 fee at 1.5% rewards, spend ₹11,111/month.