ICICI Amazon Pay vs OneCard
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
ICICI Amazon Pay Credit Card wins 1 of 8 dimensions with a CardTrail Score of 7.9/10 vs 7.2/10.
| Feature | ICICI Amazon Pay | OneCard |
|---|---|---|
| CardTrail Score | 7.9/10 | 7.2/10 |
| Annual Fee | Free | Free |
| Base Reward Rate | 1% | 1% |
| Max Reward Rate | 5% | 5% |
| Forex Markup | 1.99% | 1% |
| Domestic Lounges | 0 | 0 |
| International Lounges | 0 | 0 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Signature | Visa |
When to Choose ICICI Amazon Pay
- You want a lifetime free card with zero annual cost
- Your primary spend is: online-shopping, cashback, beginner
When to Choose OneCard
- You want a lifetime free card with zero annual cost
- You travel internationally — saves ₹990/year on ₹1L forex spend
- Your primary spend is: cashback, beginner, design
Forex Cost Comparison
On ₹1,00,000 annual international spending: ICICI Amazon Pay costs ₹2,348 in forex fees vs OneCard at ₹1,180. You save ₹1,168/year with OneCard.