HDFC Pixel Play vs YES Wellness Plus

Full side-by-side comparison based on verified card data. Updated April 2026.

Quick Verdict

HDFC Pixel Play Credit Card wins 3 of 8 dimensions with a CardTrail Score of 6.9/10 vs 7.1/10.

Feature HDFC Pixel Play YES Wellness Plus
CardTrail Score 6.9/10 7.1/10
Annual Fee ₹500 ₹1,499
Base Reward Rate 1% 0.75%
Max Reward Rate 5% 3%
Forex Markup 3.5% 3.5%
Domestic Lounges 0 2
International Lounges 0 0
Fuel Surcharge Waiver Yes Yes
Network Visa Visa

When to Choose HDFC Pixel Play

  • You can meet the fee waiver condition: Spend ₹1L/year
  • You want higher rewards — up to 5% vs 3%
  • Your primary spend is: shopping, general

When to Choose YES Wellness Plus

  • You can meet the fee waiver condition: Spend ₹1.5L/year
  • Airport lounge access matters — 2 domestic visits
  • Your primary spend is: general, healthcare

Annual Fee Value Analysis

To break even on HDFC Pixel Play's ₹500 fee at 1% rewards, spend ₹4,167/month.

To break even on YES Wellness Plus's ₹1,499 fee at 0.75% rewards, spend ₹16,656/month.