Axis Bank Privilege vs ICICI MakeMyTrip
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
ICICI MakeMyTrip Credit Card wins 6 of 8 dimensions with a CardTrail Score of 8.5/10 vs 8.0/10.
| Feature | Axis Bank Privilege | ICICI MakeMyTrip |
|---|---|---|
| CardTrail Score | 8.0/10 | 8.5/10 |
| Annual Fee | ₹1,500 | ₹999 |
| Base Reward Rate | 1% | 1% |
| Max Reward Rate | 5% | 6% |
| Forex Markup | 3.5% | 1% |
| Domestic Lounges | 2 | 8 |
| International Lounges | 0 | 1 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Signature | Visa |
When to Choose Axis Bank Privilege
- You can meet the fee waiver condition: Spend ₹5L/year
- Your primary spend is: travel, lounge, rewards
When to Choose ICICI MakeMyTrip
- You can meet the fee waiver condition: Spend ₹3L/year
- You travel internationally — saves ₹2,500/year on ₹1L forex spend
- You want higher rewards — up to 6% vs 5%
- Airport lounge access matters — 8 domestic visits
Forex Cost Comparison
On ₹1,00,000 annual international spending: Axis Bank Privilege costs ₹4,130 in forex fees vs ICICI MakeMyTrip at ₹1,180. You save ₹2,950/year with ICICI MakeMyTrip.
Annual Fee Value Analysis
To break even on Axis Bank Privilege's ₹1,500 fee at 1% rewards, spend ₹12,500/month.
To break even on ICICI MakeMyTrip's ₹999 fee at 1% rewards, spend ₹8,325/month.