Axis Bank Olympus vs Kotak Solitaire
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
Kotak Solitaire Credit Card wins 5 of 8 dimensions with a CardTrail Score of 8.8/10 vs 8.6/10.
| Feature | Axis Bank Olympus | Kotak Solitaire |
|---|---|---|
| CardTrail Score | 8.6/10 | 8.8/10 |
| Annual Fee | ₹20,000 | ₹25,000 |
| Base Reward Rate | 2% | 3% |
| Max Reward Rate | 5% | 10% |
| Forex Markup | Zero | Zero |
| Domestic Lounges | -1 | Unlimited |
| International Lounges | -1 | Unlimited |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Infinite | Visa Signature |
When to Choose Axis Bank Olympus
- You can meet the fee waiver condition: Spend ₹15L/year
- Your primary spend is: travel, luxury
When to Choose Kotak Solitaire
- You can meet the fee waiver condition: Free for Solitaire program members
- You want higher rewards — up to 10% vs 5%
- Airport lounge access matters — unlimited domestic visits
- Your primary spend is: travel, dining
Annual Fee Value Analysis
To break even on Axis Bank Olympus's ₹20,000 fee at 2% rewards, spend ₹83,333/month.
To break even on Kotak Solitaire's ₹25,000 fee at 3% rewards, spend ₹69,444/month.