Axis Atlas vs Axis Magnus
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
Axis Atlas wins 5 of 8 dimensions with a CardTrail Score of 8.4/10 vs 7.4/10.
| Feature | Axis Atlas | Axis Magnus |
|---|---|---|
| CardTrail Score | 8.4/10 | 7.4/10 |
| Annual Fee | ₹5,000 | ₹12,500 |
| Base Reward Rate | 2% | 1.2% |
| Max Reward Rate | 2.5% | 6% |
| Forex Markup | 3.5% | 2% |
| Domestic Lounges | 8 | -1 |
| International Lounges | 4 | -1 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Signature | Visa Infinite |
When to Choose Axis Atlas
- You can meet the fee waiver condition: Spend ₹7.5L/year
- Airport lounge access matters — 8 domestic visits
- Your primary spend is: travel, miles
When to Choose Axis Magnus
- You can meet the fee waiver condition: Spend Rs 25L in preceding year (excludes insurance, gold, fuel spends)
- You travel internationally — saves ₹1,500/year on ₹1L forex spend
- You want higher rewards — up to 6% vs 2.5%
- Your primary spend is: travel, high-spender, forex-spend
Forex Cost Comparison
On ₹1,00,000 annual international spending: Axis Atlas costs ₹4,130 in forex fees vs Axis Magnus at ₹2,360. You save ₹1,770/year with Axis Magnus.
Annual Fee Value Analysis
To break even on Axis Atlas's ₹5,000 fee at 2% rewards, spend ₹20,833/month.
To break even on Axis Magnus's ₹12,500 fee at 1.2% rewards, spend ₹86,806/month.