AU Vetta vs ixigo AU
Full side-by-side comparison based on verified card data. Updated April 2026.
Quick Verdict
ixigo AU Credit Card wins 4 of 8 dimensions with a CardTrail Score of 8.9/10 vs 7.5/10.
| Feature | AU Vetta | ixigo AU |
|---|---|---|
| CardTrail Score | 7.5/10 | 8.9/10 |
| Annual Fee | ₹2,999 | Free |
| Base Reward Rate | 1% | 2.5% |
| Max Reward Rate | 5% | 5% |
| Forex Markup | Zero | Zero |
| Domestic Lounges | 1 | 8 |
| International Lounges | 1 | 1 |
| Fuel Surcharge Waiver | Yes | Yes |
| Network | Visa Infinite | RuPay |
When to Choose AU Vetta
- You can meet the fee waiver condition: Spend ₹1.5L/year
- Your primary spend is: travel, forex, luxury
When to Choose ixigo AU
- You want a lifetime free card with zero annual cost
- Airport lounge access matters — 8 domestic visits
- Your primary spend is: travel, railway, budget-travel
Annual Fee Value Analysis
To break even on AU Vetta's ₹2,999 fee at 1% rewards, spend ₹24,992/month.
ixigo AU is lifetime free — no break-even needed.