Rewards

YES Prosperity Rewards Plus Credit Card

Name: YES Prosperity Rewards Plus Credit Card
Brand: YES Bank
Price: 399 INR

YES Bank

4.8

CardTrail Score

Decent

out of 10

💰 Net Value

3.0

🔓 Accessibility

8.0

⚡ Feature Depth

2.9

🏦 Bank Trust

5.0

How we score →

Compare This Card Full Details

Annual Fee

₹399

Spend ₹1L/year

Forex Markup

3.5%

Reward Rate

0.5%

Up to 1%

Lounge Access

domestic | 0 intl

About This Card

The YES Prosperity Rewards Plus Credit Card is a rewards credit card from YES Bank with an annual fee of ₹399. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for everyday users.

Pros & Cons

Pros

Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

3.5% forex markup is above average
No complimentary lounge access
Below-average base reward rate

Fee Details

Annual Fee

₹399

Joining Fee

₹399

Fee Waiver Condition

Spend ₹1L/year

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

0.5%

Max Rate

Currency

YES Reward Points

Welcome Bonus

None

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Annual fee ₹399 (waiver: Spend ₹1L/year)
+ Fuel surcharge waiver at all pumps

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