YES BANK POP-CLUB Credit Card credit card
Rewards

YES BANK POP-CLUB Credit Card

YES Bank logo YES Bank
7.8
CardTrail Score
Very Good
out of 10
Net Value
9.6
Accessibility
9.0
Feature Depth
5.5
Bank Trust
6.0
How we score →
Annual Fee
Free
Zero annual charge till March 2026; Rs 399 if spend < Rs 1.5L (waived otherwise)
Forex Markup
3.5%
Reward Rate
2%
Up to 10%
Lounge Access
0
domestic | 0 intl

About This Card

YES Bank POP CLUB is a RuPay UPI credit card offering up to 10% rewards on online transactions and 5% on POP UPI. The welcome perks bundle (Blinkit, Cleartrip, Zomato Gold, etc.) worth Rs 5,000 makes it attractive for young digital-first users.

Pros & Cons

Pros

  • Up to 10% reward rate on online transactions
  • 5% additional POPcoins on UPI via POP UPI
  • Welcome perks bundle worth Rs 5,000
  • Zero annual fee till March 2026; waivable after

Cons

  • No airport lounge access
  • 3.5% forex markup
  • Reward rate drops to 2% on offline transactions
  • Rs 399 annual fee after March 2026 if spend < Rs 1.5L

Fee Details

Annual Fee
Free
Joining Fee
Free
Fee Waiver Condition
Zero annual charge till March 2026; Rs 399 if spend < Rs 1.5L (waived otherwise)
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
2%
Max Rate
10%
Currency
POPcoins
Welcome Bonus
500 POPcoins on activation + welcome perks worth Rs 5,000 (Blinkit, Cleartrip, PharmEasy, Zomato Gold, Rapido, Cult Sport)

Lounge Access

Domestic Lounges
0
International Lounges
0

Key Highlights

  • 10 POPcoins per Rs 100 on online transactions (10% rate)
  • 5% POPcoins on POP UPI transactions
  • 2 POPcoins per Rs 100 on offline transactions
  • Welcome perks worth Rs 5,000 (Blinkit, Cleartrip, Zomato Gold)

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Quick Summary

Best For
upi online shopping
Annual Fee Free
Base Reward 2%
Max Reward 10%
Forex Markup 3.5%
Network RuPay
Min Income ₹3L+

CardTrail Score

7.8
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

upi online shopping rewards

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