Cashback

Standard Chartered Smart Credit Card

Name: Standard Chartered Smart Credit Card
Brand: Standard Chartered

Standard Chartered

6.6

CardTrail Score

Decent

out of 10

💰 Net Value

5.2

🔓 Accessibility

7.7

⚡ Feature Depth

3.1

🏦 Bank Trust

7.0

How we score →

Compare This Card Full Details

Annual Fee

Free

Forex Markup

3.5%

Reward Rate

Up to 2%

Lounge Access

domestic | 0 intl

About This Card

The Standard Chartered Smart Credit Card is a cashback credit card from Standard Chartered with lifetime free. It delivers a solid 1.0% reward rate on all spends. Key perks include fuel surcharge waiver. Best suited for cashback seekers.

Pros & Cons

Pros

No annual or joining fee
Competitive 1.0% reward rate
Fuel surcharge waiver saves on petrol/diesel
Easy EMI conversion on purchases

Cons

3.5% forex markup is above average
No complimentary lounge access

Fee Details

Annual Fee

Free

Joining Fee

Free

Fee Waiver Condition

None

Fuel Surcharge Waiver

Yes

EMI Conversion

Yes

Reward Structure

Base Rate

Max Rate

Currency

Cashback

Welcome Bonus

None

Lounge Access

Domestic Lounges

International Lounges

Key Highlights

+ Lifetime free — zero annual fee
+ 1.0% reward rate on all spends
+ Fuel surcharge waiver at all pumps

Compare With...

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