Standard Chartered Platinum Rewards Credit Card credit card
Rewards

Standard Chartered Platinum Rewards Credit Card

Standard Chartered logo Standard Chartered
6.0
CardTrail Score
Decent
out of 10
💰 Net Value
3.9
🔓 Accessibility
7.2
Feature Depth
4.2
🏦 Bank Trust
7.0
How we score →
Annual Fee
₹750
Spend ₹1.5L/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 2.5%
Lounge Access
2
domestic | 0 intl

About This Card

The Standard Chartered Platinum Rewards Credit Card is a rewards credit card from Standard Chartered with an annual fee of ₹750. It earns rewards at 0.5% on everyday purchases. Key perks include fuel surcharge waiver. Best suited for rewards maximizers.

Pros & Cons

Pros

  • Fuel surcharge waiver saves on petrol/diesel
  • Easy EMI conversion on purchases
  • Attractive welcome bonus: 1,000 Reward Points

Cons

  • 3.5% forex markup is above average
  • Below-average base reward rate

Fee Details

Annual Fee
₹750
Joining Fee
₹750
Fee Waiver Condition
Spend ₹1.5L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes

Reward Structure

Base Rate
0.5%
Max Rate
2.5%
Currency
Reward Points
Welcome Bonus
1,000 Reward Points

Lounge Access

Domestic Lounges
2
per quarter
International Lounges
0

Key Highlights

  • + Annual fee ₹750 (waiver: Spend ₹1.5L/year)
  • + Fuel surcharge waiver at all pumps
  • + Welcome bonus: 1,000 Reward Points

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Quick Summary

Best For
rewards
Annual Fee ₹750
Base Reward 0.5%
Max Reward 2.5%
Forex Markup 3.5%
Network Visa
Min Income ₹5L+

CardTrail Score

6.0
/ 10

Scored across rewards, fees, lounge access, forex, and overall value. Methodology.

Best For

rewards

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