Cashback
SBI SimplyCLICK
SBI 5.4
CardTrail Score
Decent
out of 10
Annual Fee
₹499
Spend ₹1L/year
Forex Markup
3.5%
Reward Rate
0.25%
Up to 2.5%
Lounge Access
4
domestic | 0 intl
About This Card
SBI SimplyCLICK is a basic online shopping card with 10X rewards on Amazon and select partners. The base reward rate is poor at 0.25%, but if your spending is concentrated on Amazon, the accelerated rate brings decent value. Best suited for SBI customers wanting a low-maintenance cashback card.
Pros & Cons
Pros
- 10X on Amazon and online partners
- SBI's wide acceptance
- Easy fee waiver
- ₹500 welcome voucher
Cons
- Base reward rate of 0.25% is poor
- 3.5% forex markup
- 10X only on limited partners
- Points value is low (₹0.25 each)
Fee Details
Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹1L/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.25%
Max Rate
2.5%
Currency
Reward Points
Welcome Bonus
₹500 Amazon voucher
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 10X rewards on Amazon, Cleartrip, Lenskart, Netmeds, Apollo 24/7
- + ₹500 Amazon welcome voucher
- + Easy ₹1L annual fee waiver
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Quick Summary
Best For
online shopping beginner
Annual Fee ₹499
Base Reward 0.25%
Max Reward 2.5%
Forex Markup 3.5%
Network Visa
Min Income ₹3L+
CardTrail Score
Best For
online shopping beginner
