Fuel
SBI BPCL Credit Card
SBI 6.1
CardTrail Score
Decent
out of 10
Annual Fee
₹499
Spend ₹50K/year
Forex Markup
3.5%
Reward Rate
0.5%
Up to 4.7%
Lounge Access
4
domestic | 0 intl
About This Card
SBI BPCL is the best fuel card for BPCL customers — 13X rewards translates to about 4.7% back on fuel. If BPCL is your fuel station, this card saves you ₹3,000-5,000/year on fuel alone. The 5X on dining adds extra value.
Pros & Cons
Pros
- 13X on BPCL fuel = ~4.7% back
- 5X on dining/movies
- Easy ₹50K fee waiver
- SBI's wide acceptance
Cons
- Only for BPCL stations
- Base rate is poor
- 3.5% forex
- Points value is low
Fee Details
Annual Fee
₹499
Joining Fee
₹499
Fee Waiver Condition
Spend ₹50K/year
Fuel Surcharge Waiver
Yes
EMI Conversion
Yes
Reward Structure
Base Rate
0.5%
Max Rate
4.7%
Currency
Reward Points
Welcome Bonus
None
Lounge Access
Domestic Lounges
4
per quarter
International Lounges
0
Key Highlights
- + 13X rewards on BPCL fuel
- + 5X on dining, departmental stores, movies
- + Low ₹499 annual fee
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Quick Summary
Best For
fuel beginner
Annual Fee ₹499
Base Reward 0.5%
Max Reward 4.7%
Forex Markup 3.5%
Network Visa/Mastercard
Min Income ₹2L+
CardTrail Score
Best For
fuel beginner
